Shopping around for a home loan or mortgage will help you get the best financing deal. A mortgage is a product, just like a car, so the price and terms may be negotiable. Shopping, comparing, and negotiating may save you thousands of dollars.
Within a 45-day window, multiple credit checks from mortgage lenders are recorded on your credit report as a single inquiry. This is because other creditors realize that you are only going to buy one home. The impact on your credit is the same no matter how many lenders you consult, as long as the last credit check is within 45 days of the first credit check. More information is available at Consumer Finance Protection Bureau.
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This list is provided as a convenience for clients and prospective clients. I do not receive any incentives, kickbacks, perks, etc from lenders for referrals.